The home buying process isn't as complicated as it might seem, but there are some very important steps you'll want some help with. Purchasing a home is a huge financial commitment. You’ll not only have to live with your decision, but also live in it.
1.Get Pre-Approved
Before you start looking for a new home, you need to know how much you are comfortable spending. If you are not pre-approved I’ll connect you with financing specialist who will help you get approved for a mortgage.
To find you the perfect home, I need to know what your needs and wants are. All the must-haves, as well as things that would be nice, but you can do without.
3.The Search
4.Making an Offer
Once you’ve found a home you like, I’ll do market analysis to determine a fair offering price and present the offer onyour behalf.
5.The Negotiations
The seller may accept, decline or counter our offer. I am a skilled negotiator and will work hard to get you the best possible price and terms. CONSIDER ALL COSTS: There’s more to buying a home than a purchase price. You must factor in the closing costs, such as a home inspection, legal fees, property transfer tax, insurance, moving expenses. I’ll detail them all for you so there are no surprises.
6.Contract under Conditions
Most offers are subject to conditions, such as financing, home inspection, review of strata minutes and so on. I’ll guide you through the process and take any stress away from you.
7.Sealing the Deal
Once all your conditions are satisfied, you must pay a deposit for an offer to become firm and binding. Something to keep in mind you start seriously looking, in case your funds are tied up in a variety of sources.
9.Prepare to Move
The dreaded time for most but it has to be done. Start packing as early as you can, call your insurance agent, send out change of address cards... I’ve got you covered with a Moving Checklist, so you won’t miss a thing.
I’ll be delivering the keys to your new home!
1.Get Pre-Approved
Before you start looking for a new home, you need to know how much you are comfortable spending. If you are not pre-approved I’ll connect you with financing specialist who will help you get approved for a mortgage.
2.Make a Wish List
To find you the perfect home, I need to know what your needs and wants are. All the must-haves, as well as things that would be nice, but you can do without.
3.The Search
Let the fun begin! Instead of you searching all real estate databases, I will set you up on a PRIVATE SEARCH with your specific criteria. YOU will be the first to know when new listings hit the market 48 hours before the rest of the buyers! We will see all homes that could be a perfect match, and will not stop until we find THE ONE!
4.Making an Offer
Once you’ve found a home you like, I’ll do market analysis to determine a fair offering price and present the offer onyour behalf.
5.The Negotiations
The seller may accept, decline or counter our offer. I am a skilled negotiator and will work hard to get you the best possible price and terms. CONSIDER ALL COSTS: There’s more to buying a home than a purchase price. You must factor in the closing costs, such as a home inspection, legal fees, property transfer tax, insurance, moving expenses. I’ll detail them all for you so there are no surprises.
6.Contract under Conditions
Most offers are subject to conditions, such as financing, home inspection, review of strata minutes and so on. I’ll guide you through the process and take any stress away from you.
7.Sealing the Deal
Once all your conditions are satisfied, you must pay a deposit for an offer to become firm and binding. Something to keep in mind you start seriously looking, in case your funds are tied up in a variety of sources.
8.Legalities
You’ll need a lawyer or notary to complete the title transfer of your new home. If you do not have one, I’ll make a recommendation.
9.Prepare to Move
The dreaded time for most but it has to be done. Start packing as early as you can, call your insurance agent, send out change of address cards... I’ve got you covered with a Moving Checklist, so you won’t miss a thing.
10.Congratulations
I’ll be delivering the keys to your new home!
